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Owning a home without insurance can be very costly. The responsibility will be yours for paying to repair your home if it is damaged from fire, flood, or other disaster. Purchasing home insurance can replace your personal possessions or protect you if you are liable for damage to another person's property or an injury sustained on your property. Along with that, you could also receive coverage to handle court fees and food and lodging if you have to leave you home. Meeting with an insurance agent can help you determine which type of insurance best fits your life and budget.
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